Taking our money lesson one step further

Since I last spoke about teaching JP about hard earned dollars and cents, lets just say that I needed something a little more concrete to work with. Because lets face it, the durability of construction paper pennies can only go so far! They got torn & they got wet, but the lesson behind it all was still very do-able to me. For us, I think the exercise of it all will help in teaching him something, so I’m gonna try to make this the best I can for him!

I decided to visit the craft store, and make some bottle cap magnets to use as our home’s currency. In the interest of keeping it simple for now, all caps are worth one penny. Eventually, I’d like to take it a step further and make denominations of 5 and 10, but he’s barely 4 right now – so I need to keep it simple to maintain his attention.

Genworth

“You want an ice cream sandwich? That will be two pennies, please..”

He knows it will cost him… My job is to teach him to hang on to the precious bottle caps, and exchange them for the things he personally likes and wants. He’s not very good at keeping up with them yet, which is why I decided that magnets on the back of them would be best, and proudly display them on the fridge for him to count out when cashing them in for something.

I was deeply inspired by this article that was brought to my attention by Genworth Financial to attempt this project with my JP. Learning to be financially responsible at an early age is so important to his success in life one day. It’s super important for me that he learns the value of a dollar at his age now, because adulthood is the wrong time to learn that life lesson. I am the voice of experience on this one, but that’s a whole other post for a whole other time.

It’s such an important time for us women to take control of our children’s outlook on money. My goal is to raise a child who not only understands how hard it is to work for said dollars, but spends them wisely.

Information for this post is sourced from Genworth Financial in partnership with the SheHeard Influencer Network. All opinions are 100% my own.

The importance of teaching the ‘money does not grow on trees” lesson to your kids

As a blogger who spends a great deal of time comparing popular brands, shopping the major national chain stores and writing about it, sometimes I feel like I’m giving the wrong message about money to my son. Of course, he doesn’t quite understand what I am doing at these stores, because he thinks we’re just out on a shopping spree. Nonetheless - I treat what I do the same way anyone else would treat their day job.

That being said, we’ve had the talk about money and that you must work to earn said money. I did some online research to see what I could learn and translate to my son on his level, and I found a wealth of information on the topic at Genworth. Not only are the articles about money, but lots of other issues closely related to personal finance and saving your hard earned pennies. What really got my attention was the information provided about women and money and also finding a personal financial advisor – sometimes it’s worth it to get professional help for certain things, so I can concentrate on the things that I’m actually good at, like baking!

So once I spent some time educating myself with the Genworth Resources, I decided to try an experiment at home. With a 4 year old boy, it’s really hard to judge whether or not anything is sinking in – so I decided to try making my point by handing him out pennies he can earn in exchange for things he likes. Some of these things include lollipops, time on the iPad, popsicles and generally anything that’s no good for him. However, i’m willing to overlook that part if the bigger lesson about ‘working for what you want’ is being learned, and I think it is.

How to teach kids that money does not grow on trees - http://www.behindthestudio.com

A penny for picking up toys, a penny for throwing away your juice box – good behavior deserves a reward, right? Well bad behavior can cost you too, cause a stint in timeout will earn you a fine of one penny.

Extreme..? No, I don’t think so. It’s how the real world works, so I may as well teach him all this from the get-go!

He even has a little spiderman wallet that he uses to store his little pennies from mom!

How to teach kids that money does not grow on trees - http://www.behindthestudio.com

Information for this post is sourced from Genworth Financial in partnership with the SheHeard Influencer Network. All opinions are 100% my own.

How to clean soap scum off glass doors with a DIY cleaner

 

How to clean soap scum off a glass shower door @jayna

How was your weekend? I had a good one – did alot of office organizing and spent some time cleaning the impossible soap scum off my glass shower doors with yet another DIY household cleaner. All you need for this is an old toothbrush, lemons and cream of tartar.

How to clean soap scum off glass shower doors @jayna

I mixed the 2 elements together until it forms a paste – see how I used it here to clean hard water residue. It worked great!!

How to clean soap scum off a glass shower door @jayna

I scrubbed the paste on the glass shower door to rid the ugly while soap scum marks, then I rinsed it with water….

How to clean soap scum off a glass shower door @jayna

It’s not all gone, but you get the idea… it really worked! Lemon juice + cream of tartar = natural miracle cleaner!

See how I cleaned the impossible glass cooktop

See how I cleaned the hard water buildup off the shower head

See how I cleaned the garbage disposal

See how I cleaned rust off stainless steel 

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