Since I last spoke about teaching JP about hard earned dollars and cents, lets just say that I needed something a little more concrete to work with. Because lets face it, the durability of construction paper pennies can only go so far! They got torn & they got wet, but the lesson behind it all was still very do-able to me. For us, I think the exercise of it all will help in teaching him something, so I’m gonna try to make this the best I can for him!

I decided to visit the craft store, and make some bottle cap magnets to use as our home’s currency. In the interest of keeping it simple for now, all caps are worth one penny. Eventually, I’d like to take it a step further and make denominations of 5 and 10, but he’s barely 4 right now – so I need to keep it simple to maintain his attention.


“You want an ice cream sandwich? That will be two pennies, please..”

He knows it will cost him… My job is to teach him to hang on to the precious bottle caps, and exchange them for the things he personally likes and wants. He’s not very good at keeping up with them yet, which is why I decided that magnets on the back of them would be best, and proudly display them on the fridge for him to count out when cashing them in for something.

I was deeply inspired by this article that was brought to my attention by Genworth Financial to attempt this project with my JP. Learning to be financially responsible at an early age is so important to his success in life one day. It’s super important for me that he learns the value of a dollar at his age now, because adulthood is the wrong time to learn that life lesson. I am the voice of experience on this one, but that’s a whole other post for a whole other time.

It’s such an important time for us women to take control of our children’s outlook on money. My goal is to raise a child who not only understands how hard it is to work for said dollars, but spends them wisely.

Information for this post is sourced from Genworth Financial in partnership with the SheHeard Influencer Network. All opinions are 100% my own.


Hi, I’m Jayna, a Wylie mom blogger living near Plano, Texas. I’m a Dessert love & recipe maker. Mom to a rowdy little boy. Coffee lover. Beloved wife and creator of Bellabyte Design Studio. Connect with me, I’d love to hear from you!





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